7 Documents You Need When Selling Your House in Philadelphia

Selling Your House in Philadelphia

Need to sell your house in Philadelphia? Things will move along much more swiftly and smoothly if you are prepared from the start by organizing all of your documents. Paperwork is a given during legal transactions, and it’s no different when selling your house in Philadelphia. You’ll want to have the following six documents in hand, ordinarily required in the home selling process before you put your property on the market. {Documents You Need When Selling Your House in Philadelphia}


For a legally binding contract and the ability to settle disputes after closing, be sure both parties sign it. Details on this document for your Pennsylvania house must include the closing date, price, and occupancy date. Additionally, add any conditions for termination as well as inspection dates. Out-of-state buyers necessitate your being aware that a uniform Commercial Code governs commercial transactions that cross state lines.

Disclose! Disclose! Disclose!

A property disclosure will detail any known defects or malfunctions on the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Philadelphia


The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Philly must be transferred to the new owner’s name after the sale.

Occupancy Rider

Timing doesn’t always work out. You’ll want to have a document detailing responsibility for any rent, utilities, additional costs, or house repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date, you will need a post-occupancy agreement. Conversely, should the buyer need to be in place before the completion of the sale of your house in Philadelphia, will this require a pre-occupancy deal? 

Third-Party Financing Clause

When you need to sell my house, you could consider getting a mortgage on your house as another source of financing for your buyer in Pennsylvania. Should you do so, your third-party financing clause or financing addendum should be attached. You’re protected if your buyer’s traditional mortgage application is denied for the remainder of the financing.


The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means, this is extremely important. It enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date, or the detail of the installments to the holder or payee.

Settlement Statement

HUD Laws now require precise transaction details to be outlined in a closing or settlement statement. At least one day before the closing, the buyer has the right to review this statement so that consumers know what they’re being charged in fees at the finish and in financing interest for the loan term. Strict adherence to these laws will help you avoid legal nightmares in the future. Be prepared at the closing should the solicitor request you to show your proof of identity. The documents should be scrutinized before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

Ready to close on the deal? Gather the documents you need when selling your house in Philadelphia and give “Buying Property 215” a call at [215-359-6090] or send us a message any time! We can provide a quick and easy real estate transaction; our years of experience and high level of real estate knowledge allow us to work through any obstacle. Buying Property 215 works closely with a title company to clear the title and transfer the deed. When selling a house to Buying Property 215, the sellers are accountable for no repairs or home updates; we purchase property as-is regardless of the overall condition. We can close on your home within three weeks with no inspections or walkthroughs. Receive the highest offer guaranteed and allow us to do the hard work! The Better Business Bureau accredits our family-owned company with an A+ rating! 

Selling a Home Philadelphia | Selling Your House in Philadelphia
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